1. Acceptance of Terms

Thank you for visiting the Ridgetop Group Inc. website. By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree with these terms, you should not use the website. Ridgetop Group Inc. may revise these Terms of Use from time to time, and the effective date above identifies the current version.

2. Website Information and General Disclaimer

The information contained on this website is provided for general information, convenience, and communication purposes. Ridgetop Group Inc. may change website content, product information, service descriptions, or specifications without notice.

We welcome comments and inquiries concerning our website, products, and services. However, Ridgetop Group Inc. does not solicit confidential or proprietary ideas, concepts, proposals, inventions, designs, technical information, or suggestions through this website unless expressly requested pursuant to a separate written agreement.

2.1 Unsolicited Submissions

Unless otherwise agreed in writing, any unsolicited submission will be considered nonconfidential and nonproprietary. By submitting unsolicited materials through the website, you represent that you have the right to provide them and grant Ridgetop Group Inc. a worldwide, perpetual, irrevocable, royalty-free, transferable, and sublicensable license to use, reproduce, modify, disclose, distribute, and otherwise use the submission for any lawful purpose.

Ridgetop Group Inc. has no obligation to review, acknowledge, compensate for, or otherwise respond to unsolicited submissions and will have no liability arising solely from any actual or alleged similarity between an unsolicited submission and any existing or future Ridgetop Group Inc. product, service, technology, research activity, or business undertaking.

3. Personal and Permitted Use

You may view and download materials displayed on the website solely for lawful, noncommercial, personal use, provided that you retain all applicable copyright, trademark, and other proprietary notices. Except as expressly authorized by Ridgetop Group Inc. in writing, you may not reproduce, copy, distribute, modify, transmit, republish, publicly display, create derivative works from, commercially exploit, or otherwise use website content for public or commercial purposes.

4. Copyright and Ownership

The website and its content, including text, graphics, data, software, photographs, illustrations, video, and other materials, are owned by or licensed to Ridgetop Group Inc. and are protected by applicable United States and international copyright, trade-secret, and other intellectual-property laws. Nothing in these Terms of Use transfers ownership of any website content or intellectual property to you.

5. Images

Images of people, products, facilities, or places displayed on the website are owned by or used with permission by Ridgetop Group Inc. Unauthorized use of images may violate copyright, trademark, privacy, publicity, or other applicable laws and regulations.

6. Trademarks

The names, trademarks, logos, service marks, product names, and other brand identifiers displayed on the website, including Ridgetop Group Inc., are owned by Ridgetop Group Inc. or their respective owners. No license or right to use any trademark or brand identifier is granted by implication, estoppel, or otherwise without prior written permission from the applicable owner. Unauthorized use of Ridgetop Group Inc. intellectual property is strictly prohibited. Ridgetop Group Inc. reserves all rights and remedies available under applicable law and may take appropriate legal action to protect and enforce its intellectual property rights.

7. SMS Messaging Terms and Conditions

These SMS Messaging Terms and Conditions apply when you voluntarily opt in to receive text messages from Ridgetop Group Inc. through our website or another authorized opt-in method.

7.1 Message Type and Purpose

By opting in, you consent to receive conversational text messages from Ridgetop Group Inc. at the mobile telephone number you provide. Messages may include responses to your inquiries, customer support communications, requested product or service information, and other follow-up communications relevant to your inquiry or existing relationship with Ridgetop Group Inc.

Ridgetop Group Inc. does not use this conversational SMS consent as authorization for unrelated third-party marketing or promotional messaging.

7.2 Message Frequency

Message frequency varies depending on your inquiry, support needs, and communications with Ridgetop Group Inc.

7.3 Message and Data Rates

Message and data rates may apply. Your mobile carrier may charge you for sending or receiving text messages in accordance with your wireless plan.

7.4 Consent Is Not a Condition of Purchase

Consent to receive SMS messages is not a condition of purchasing any product or service from Ridgetop Group Inc. Providing a telephone number alone does not constitute SMS consent.

7.5 Opting Out

You may opt out of SMS messages at any time by replying STOP to any message from Ridgetop Group Inc. After opting out, you may receive a confirmation message acknowledging your request. You will not receive additional SMS messages under the applicable opt-in unless you later provide new consent or otherwise initiate a communication permitted by applicable law.

7.6 Help

For assistance, reply HELP to any SMS message from Ridgetop Group Inc., call +1 (520) 742-3300, or contact us through the Contact Us page on our website.

7.7 Privacy

Information collected in connection with SMS messaging is handled in accordance with our Privacy Policy. Mobile information and SMS opt-in or consent information will not be shared with third parties or affiliates for their own marketing or promotional purposes.

7.8 Delivery and Availability

SMS delivery is subject to carrier availability, network conditions, device compatibility, and other factors outside Ridgetop Group Inc.’s control. Ridgetop Group Inc. does not guarantee that any SMS message will be delivered or received within a particular time period.

8. External Links

The website may contain links to websites operated by third parties. These links are provided for convenience. Ridgetop Group Inc. does not control and is not responsible for the content, availability, privacy practices, security, or terms of external websites.

9. Website Security and Acceptable Use

You may not use the website to engage in unlawful activity; interfere with website operation or security; attempt unauthorized access to systems or data; transmit malicious code; or use automated means in a manner that materially burdens or disrupts the website. Ridgetop Group Inc. may restrict access to the website when reasonably necessary to protect its systems, users, or business operations.

10. Disclaimer of Warranties

To the extent permitted by applicable law, the website and its content are provided on an “as is” and “as available” basis. Ridgetop Group Inc. makes no representation or warranty that the website will be uninterrupted, error-free, or free of harmful components, or that all information will be complete, current, or suitable for a particular purpose.

11. Limitation of Liability

To the extent permitted by applicable law, Ridgetop Group Inc. will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to use of, inability to use, or reliance on this website or its content. Nothing in these Terms of Use excludes liability that cannot lawfully be excluded or limited.

12. Governing Law and Jurisdiction

These Terms of Use are governed by the laws of the State of Arizona, without regard to conflict-of-law principles. Subject to applicable law, disputes relating to use of this website will be subject to the jurisdiction of the state and federal courts serving Pima County, Arizona, USA.

13. Contact

Questions regarding these Terms of Use or SMS messaging may be directed to Ridgetop Group Inc. using the following methods:

• Phone: +1 (520) 742-3300
• Website: ridgetopgroup.com